Insurance in Barcelona,
in English

For most insurance types, no — you can get covered with your passport. A NIE (Número de Identificación de Extranjero) is required eventually if you become a Spanish resident, but it's not a blocker for getting insured on day one. I know which insurers are most flexible on documentation for new arrivals.

The European Health Card (EHIC/GHIC) covers emergency treatment in Spanish public hospitals — but not specialists, not private clinics, and it ends once you're a Spanish resident. Spanish public healthcare can have waiting times of months for specialists. Private health insurance from €29/month gives you immediate access to private GPs and specialists, often in English, with no waiting lists.

Yes. EU licences are accepted directly. Non-EU licences (UK, US, Australian, etc.) are valid for up to 6 months after you become resident, after which you need to exchange or re-sit the Spanish test. Either way, I can get you insured while you sort the licence — I work with insurers who are used to this situation.

Nothing. My advice and service are completely free to you. I'm paid a commission by the insurer when you take out a policy — and that commission is built into the price you'd pay anyway if you went directly. In fact, brokers often get better rates than the public price, so you typically pay the same or less.

I'm here for the full journey — not just the sale. If you need to make a claim and feel lost with the Spanish process, contact me directly. I can help you fill in the forms, contact the insurer on your behalf, and make sure your claim is handled correctly. This is one of the biggest advantages of working with a local broker rather than buying online.